If you’re looking to grow your savings with minimal risk, certificates of deposit (CDs) can be a reliable choice—especially when interest rates are strong. However, with banks and credit unions offering varying APYs depending on location, finding the best rate isn’t always straightforward.
The Best CD Rates By State Map helps you quickly compare top CD rates by state so you can earn the best possible returns. This interactive map shows the highest CD rate in every state, updated in real-time so the rates you see are never outdated.
How do I use the Best CD Rates by State Map?
The Best CD Rates By State Map can be useful for smart savers who are looking for better rates in or beyond their home state, comparing regional rate trends, evaluating local versus online options, planning around relocation, or simply interested in discovering lesser-known financial institutions. By checking the map regularly, savers can see which states are currently offering top rates and decide when and where to lock in a CD.
Using the map is simple. Simply hover your mouse over each state to see:
- The top CD rate currently available
- The bank or credit union offering it
- The term length
- The minimum deposit required
Use the filters to narrow your search. You can choose to see banks, credit unions or both. You can also select a specific CD term that fits your savings goals or view all terms available. Many institutions offer online account opening so you may be able to open a CD even if you’re not located in that state.
If you want a deeper breakdown of how rates compare across different terms and financial institutions, you can explore our guide to the best CD rates for additional tips and recommendations.
Like the Map? Here’s how to share it.
If you run a finance column, blog, website, or newsletter, you’re welcome to include the map on your own site. It’s free and easy to implement.
Just click the ‘Embed Map’ button in the bottom-left corner of the widget. It will automatically copy a single line of code to your clipboard, which you can paste anywhere on your site.
How to Embed a Code Snippet on Your Site
- Copy the code we’ve provided.
- Open the page editor where you want the code to appear.
- Add an HTML block (sometimes called “Custom HTML” or “Embed Code” depending on your site builder).
- Paste the code into that block.
- Save/Publish the page.
Visit CD Valet to explore a full list of current rates, compare offers, and use helpful tools such as our CD calculators.
Being confident that you’re earning the best possible returns shouldn’t be complicated. Whether you’re saving for something specific or planning for retirement, the right CD can help your savings grow safely and reliably.
What is CD Valet?
CD Valet is a CD marketplace that shows verified certificate of deposit rates from federally-insured banks and credit unions nationwide. Whether you’re looking for the highest 12-month CD or the best long-term options, we feature the most competitive CD rates in the market from trusted institutions, making it easy to find the right CD that matches your goals.
