Privacy Policy
Rev. October 2024
Facts
WHAT DOES CD VALET AND ITS AFFILIATES DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Transaction history
- Assets and investment experience
- Purchase history and account transactions
How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons CD Valet chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does CD Valet share? | Can you limit this sharing? |
|---|---|---|
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
For our marketing purposes - to offer our products and services to you | Yes | Yes |
For joint marketing with other financial companies | No | We don't share |
For our affiliates' everyday business purposes - information about your transactions and experiences | Yes | No |
For our affiliates' everyday business purposes - information about your creditworthiness | No | We don't share |
For our affiliates to market to you | No | We don't share |
For nonaffiliates to market to you | No | We don't share |
What we do
How do CD Valet and its affiliates protect my personal information?
- To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
- To protect the information you provide us online, we use computer virus detection software and employ other technical means to protect against unauthorized computer entry into systems containing customer information.
How do CD Valet and its affiliates collect my personal information?
We collect your personal information, for example, when you
- Give us your contact information
- Open an account
- Tell us about your investment or retirement portfolio
- Provide account information
- Tell us who receives the money
We also collect your personal information from others, such as affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. See below for more on your privacy rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Our affiliates include companies with a Seattle Bancshares, Inc. name; financial companies, such as Seattle Bank; and nonfinancial companies, such as Seattle Mortgage Company.
Non-affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- CD Valet does not share with nonaffiliates so they can market to you.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- CD Valet does not jointly market.
Other important information
Vermont residents: We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures. Additional information concerning our privacy policies can be found at www.cdvalet.com/privacy-center or call 1.833.232.2096.
