Local & National Rates At Your Fingertips

Rates are from the latest rate surveys which are typically completed every business day.

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Compare Rates
Compare relevant, unbiased CD rates, simplifying your rate shopping experience.
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Calculate Returns
Forecast your estimated earnings and determine costs of early withdrawal.
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Manage CDs
Track your accounts and receive alerts notifying you of better earnings opportunities.
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Get Better Returns
Uncover specials and savings strategies so you can choose a rate and term best suited to your goals.

Calculate Your Returns

Try our easy-to-use calculator tools to see how much your money can grow in a CD account and calculate the cost of early withdrawal.  Annual Percentage Yields (APY) are from the latest rate surveys which are typically completed every business day. Rates are based on publicly available data for comparable CD products. Additional restrictions and requirements may apply. The APY assumes interest remains on deposit until maturity. Early withdrawal penalty may be imposed if funds are withdrawn prior to maturity. Fees and penalties may reduce earnings.

  • Principal Amount
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  • Term
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  • APY (%)
Total Interest Earned
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Total Amount
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APY
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End of Term
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Note:

● Values expressed assume accrued and paid funds remain in the account for the duration of the term.
● Earnings accrue and compound daily.
● This is only an estimate and that all final numbers, terms, conditions, etc., should be verified with your bank.

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Learn More
About CD Valet

CD Valet is an easy-to-use website and mobile app that delivers the most relevant and unbiased CD rates in terms from one to five years from nearly 500 banks and credit unions serving the West Coast, including Washington, California, Idaho, Oregon and Arizona. Developed by Seattle Bank to serve consumers the “straight up rates”, CD Valet offers daily rate updates and a “Promos‚ section spotlighting exceptional CD offers with unique maturities, rate-adjustment options and more. CD Valet also provides portfolio management tools to track earnings and maturities, as well as calculators to determine the cost of breaking an existing CD and reinvesting in a new CD for a potentially higher return. Unlike other CD rate comparison sites, CD Valet shows the most competitive rates without bias as the website does not use a “pay to play” approach. CD Valet does not accept promotional dollars and provides this service to the consumer at no charge.

Developed by Seattle Bank, CD Valet continuously gathers the current interest rates offered by nearly 500 financial institutions serving the West Coast, including Washington, California, Idaho, Oregon and Arizona. Rates are collected for CDs in terms from one to five years. Unlike other CD rate comparison sites, there is no paid advertising from financial institutions or payments influencing inclusion or placement of rates.

CD Valet shows the most relevant published rates offered by national and local rate payers. Community banks and credit unions often offer deposit rates that are higher than the large national and online banks but because they do not advertise as broadly, consumers can miss out on earning the best possible returns. Too often, rate comparison sites prioritize the rates of paid advertisers, but these are often not the highest rates. CD Valet is different; we track the most competitive, relevant rates from over 500 banks and credit unions and make this information available through our online resource and mobile app. This unbiased information allows you to easily compare rates and invest in the CD that's right for you.

Rates are based on publicly available data for comparable CD products. While we commit to showing accurate published rates as of the times noted on our site, banks can change their published rates at any time. Visitors to any linked websites should independently verify all terms, conditions and limitations.
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  • Serving the “straight up rates”, CD Valet delivers the most relevant and unbiased CD rates from nearly 500 financial institutions serving the West Coast.
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