A CD ladder is a savings strategy that divides a lump sum across multiple certificates of deposit with staggered maturity dates. Instead of locking all funds into a single CD, a saver might open several CDs that mature at different intervals – such as 6 months, 1 year, 2 years, and 3 years. As each […]
CD Ladder Strategy: How To Build One (Examples) Read More »
When planning for retirement, an IRA CD can be a conservative way to lock in predictable interest within a tax-advantaged retirement account. An IRA CD is a certificate of deposit held inside an individual retirement account. The CD provides the fixed term, fixed APY, maturity date, and early withdrawal rules, while the IRA determines the
What Is An IRA CD? How It Works, Rules, And Rates Read More »
CD Valet launches customer reviews, giving rate shoppers more information from fellow savers and institutions the ability to differentiate beyond rates.
CD Valet Launches Customer Reviews Read More »
Finding the best CD rate isn’t just about picking the highest APY you can find. Smart CD investors understand that maximizing returns requires looking beyond the advertised rate and closely evaluating how a certificate of deposit fits into their overall savings strategy. How much interest will you actually earn? Is the rate competitive compared to
Four CD Tools That Help You Find The Best CD Rates Read More »
CD Valet’s latest RateWatcher Report analyzes June 2026 CD Rate Trends, revealing that CD rate hikes continue to accelerate.
June 2026 CD Rate Trends: CD APY Increases are Accelerating, According to CD Valet Read More »
CD Valet’s Gig Worker’s Guide to Certificates of Deposit shows how CDs can be a smart tool for gig workers given the irregular income patterns typical of freelance and contract work.
The Gig Worker’s Guide to Certificates of Deposit Read More »
CD Valet’s May 2026 RateWatcher Report shows the latest CD rate trends; specifically, that CD increases outpaced decreases.
Your savings strategy should evolve top meet your changing needs and goals. Consider these CD strategies for every stage of life.
Smart CD Strategies For Every Stage of Life Read More »
CD Valet’s April 2026 rate trends report shows that many institutions appear to be holding rates steady or selectively increasing yields to remain competitive.
The February 2026 RateWatcher Report from CD Valet reveals how financial institutions are leveraging CDs as a growth engine.