Gift certificate

CD Valet Survey: Why Monetary Gifts — Cash, Cards, CDs and Even Crypto — Are Popular from Parents and Grandparents

Tech-delivered cards suffice, but Grandma prefers a visit, phone call, or handwritten note to say thank you. Nearly three-quarters (72%) of parents and grandparents give the gift of green during the holiday season, whether it be cash, check, gift card, or investment, because it is an easy and convenient gift that avoids unwanted returns for […]

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Asking about ABLE Accounts

How ABLE Accounts Work with a CD Savings Strategy

For many families, the path to financial security starts with small, steady steps. Certificates of Deposit (CDs) are a low-risk way to safely grow savings with guaranteed returns. And when it comes to supporting individuals with disabilities, that growth can make a meaningful difference — especially when paired with an ABLE account, a tax-advantaged account

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Military Families and CDs

How Military Families Can Save with CDs 

Military families can face unique financial obstacles that come with frequent moves, uncertain timelines, and fluctuating financial needs. It is often difficult to know where and how to save, but Certificates of Deposit (CDs) are a secure, low-risk savings option that can provide stability between deployments and transitions.   We interviewed Kate Horrell, AFC, ChFC MQFP,

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College students and CDs

Why College Students Need CDs

Financial Independence for College Students College students are at an exciting time in their lives, at the crossroads of independence and responsibility. A small investment in a CD is a great start to their financial planning and budgeting success. Understanding Certificates of Deposit (CDs) CDs (Certificates of Deposit) are a type of savings account that

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