Leader Bank N.A. CD Rates — Verified APYs · Updated July 2026

See institution-verified CD rates, terms, and APYs from Leader Bank N.A. and compare them on CD Valet’s unbiased marketplace.

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Leader Bank N.A.

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Overview

Leader Bank N.A. is a federally insured online bank that offers deposit products including certificates of deposit (CDs) and savings accounts. CD rates and terms may vary depending on duration and market conditions.

CD Products at Leader Bank N.A.

Leader Bank N.A. offers CDs across a range of term lengths, typically including short-term and longer-term options. These CDs generally feature fixed interest rates and predictable returns over the selected term.
  • Leader Bank N.A. offers certificate of deposit (CD) accounts with fixed interest rates.
  • CD rates at Leader Bank N.A. vary by term length and market conditions.
  • Leader Bank N.A. CDs are issued by a federally insured institution.
Term-based CD Pages   Calculators
Modern Banking with a Personal Touch

Leader Bank approaches banking and lending with an entrepreneurial spirit and dedication to delivering a world-class service experience. We pride ourselves on being a steady presence for our clients and serving as a true one-stop shop across banking and lending. Our mission is your financial success. We provide customized solutions to meet the needs of every client we work with, fostering long-term relationships as we continue to evolve and expand our offerings.

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Homeowner CD Special: Save with Purpose and Earn an Effective 8.00% Annualized Return

1It's more than a CD. It's a head start on your next big move.

Whether you are buying a new home or looking to refinance your current one, your savings deserve a smart start. With Leader Bank’s Homeowner CD, you will earn 4.00% APY^ plus an additional annualized bonus† equal to your interest in the first six months of your term if you also close on a home mortgage loan with Leader Bank within that six-month term – that’s doubling your return!

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1^Annual Percentage Yield (APY) effective as of 12/10/25. New money only. Minimum balance to open and earn APY is $1,000. Interest rate of 3.93% for 6 Month CD. $100,000 maximum deposit. Only one CD per household; business entities are not eligible for this product. A penalty may be imposed for early withdrawal from a Certificate of Deposit prior to maturity; Fees may reduce earnings. † To receive the 4% annualized bonus, eligible clients must use the proceeds of their Homebuyer CD towards the purchase of a new primary residence purchased using a mortgage loan with Leader Bank during the initial maturity term. If CD is redeemed on or before the initial six-month maturity date for this purpose, Leader Bank shall waive any early withdrawal penalty for such withdrawal. Leader Bank retains the right to determine whether the use of proceeds or early redemption meets these criteria. The 4% annualized bonus may be earned only in the initial six month term of the CD; if the CD renews into a new term, client shall not be eligible to receive the bonus and the APY of the renewal term will be determined by Leader Bank in its sole discretion with prior notice to client.
CD Rates
Leader Bank N.A. CD RatesAPY Updated on 02/23/2026
Restrictions
4.05%6 Mo$1,000$250,000
4.00%12 Mo$1,000No Limit
4.00%24 Mo$1,000No Limit
3.80%9 Mo$1,000$250,000

CD Rates

APY Updated on 02/23/2026

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Restrictions
4.05%
APY
6 Mo
Term
$1,000
Min. Deposit
$250,000
Max. Deposit
4.00%
APY
12 Mo
Term
$1,000
Min. Deposit
No Limit
Max. Deposit
See All Rates
This page provides current CD rate data and basic information to help you compare options across banks and term lengths. Want to see how this bank compares to others? View today’s best CD rates
Highlights
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Address
180 Massachusetts Avenue, Arlington, MA 02474
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Areas we serve
Nationwide

Helping You Lock In Savings.
CD Account Opening
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Customer Support
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Additional Features
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group-tick-imageFixed Rate
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Frequently Asked Questions
Are all CD rates listed on CD Valet federally insured ?
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CD Valet only shows rates from financial institutions that are federally insured. Typically, most banks are federally insured by the FDIC while credit unions are insured by NCUA. Some financial institutions are privately insured. In general, the FDIC and NCUA insure up to $250,000 per depositor. FDIC coverage is based on account ownership and structure. Depending on ownership, CDs can be insured for more than the standard $250,000. Consumers should check the insured status of the financial institution they are considering. Please contact the bank or credit union directly to determine the insurance eligibility of your deposits.
I'm interested in opening a certificate of deposit with a financial institution listed on CD Valet. How do I open the account ?
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CD Valet shows the most competitive CD rates offered by thousands of banks and credit unions nationwide. Found a great rate? If the CD is offered by one of our partner financial institutions, you can easily and securely start the account opening process by clicking “Open Now.” You will be re-directed to the financial institution’s digital account opening process or prompted to provide your contact information so the financial institution can reach out to you to open your account. If the CD is not one of our Featured CDs, you can navigate to the financial institution’s website to learn how to open an account with them. If you have any questions, please reach out to the financial institution or contact our team at support@cdvalet.com.

I'm opening a CD I found on CD Valet. Is my account with CD Valet or the financial institution ?
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Congrats on finding a great rate! As an online marketplace, CD Valet does not offer CD products – our site displays rates offered by federally insured banks and credit unions. Your deposit is with the financial institution you’ve chosen to open an account. CD Valet is not involved in your transaction with the financial institution.
Why are there certain CD offerings that are not available for me to open ?
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Some financial institutions – mainly community credit unions – may have specified geographic restrictions or membership criteria that must be met to open an account with them. For example, a community credit union in Texas may only offer its financial services to Texas residents that live, work, or attend school in a defined Texas county. In these cases, you may sometimes find a rate on CD Valet that may not be eligible to you or available in your state. We recommend using our ✨Customize Your Search feature to filter for rates that may be available specifically in your state.
Which bank has the highest CD rates right now ?
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CD rates change frequently based on market conditions, Federal Reserve policy, and individual bank strategies. The institution offering the highest CD rate today may differ tomorrow, and the best rate can also vary depending on the term length and minimum deposit requirements.

To see which banks and credit unions are currently offering competitive returns, you can review this month's CD rate recommendations and compare options nationwide.
Does Leader Bank N.A. offer CDs ?
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Yes, Leader Bank N.A. offers certificate of deposit (CD) accounts with fixed interest rates across multiple term lengths.
Are CDs from Leader Bank N.A. FDIC insured ?
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CDs from Leader Bank N.A. are typically issued by a federally insured institution and are covered up to applicable FDIC limits.
How do CD rates vary at Leader Bank N.A. ?
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CD rates vary based on the selected term length and current market conditions.
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Overview


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* Annual Percentage Yield (APY) for certificates of deposits are from the latest rate surveys which are updated as often as daily. Rates are based on publicly available data for CD products. Additional restrictions and requirements may apply. The APY assumes interest remains on deposit until maturity. Early withdrawal penalty may be imposed if funds are withdrawn prior to maturity. Fees and penalties may reduce earnings. The APY for variable CD Rates may change after the account is opened.

** Annual Percentage Yield (APY) for High Yield Savings Accounts (HYSA) are effective as of the date shown above. HYSA are variable rate accounts. Rates may change after the account is opened. Fees may reduce earnings. Additional restrictions and requirements may apply. Please review the account deposit agreement and fee schedule for the financial institution for further information regarding fees, terms, and conditions.

Tiered rates may be included in the account listings. Please refer to the financial institution's website for the full listing of any tiered rates. Visitors should independently verify all terms, conditions, and limitations including, but not limited to deposit insurance coverage, credit union eligibility and membership requirements. CD Valet is not a federally insured deposit institution; deposit insurance is offered through the bank or credit union. CD Valet is compensated by a limited number of financial institutions that have either contracted marketing services with CD Valet or have an Open Now or affiliate link on CD Valet. Visit our Privacy and Disclosure Center to read related disclosures and policies of CD Valet and its partners.

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