If you’re saving money and want to earn more from it, CDs (Certificates of Deposit) can be a smart, stable option, especially when interest rates are high. But with so many banks and credit unions offering different APYs across the country, it can be hard to know where you’ll get the best return.
That’s where CD Valet comes in, and we’ve made it even easier.
What is CD Valet?
CD Valet is a free tool that helps you compare certificate of deposit rates from banks and credit unions nationwide. Whether you’re looking for the highest 12-month APY or the best long-term options, we surface and organize real-time data, saving you time and making it easy to find the right CD without jumping between multiple institutions.
Below you will find our new interactive map that shows the highest CD rate in every state and updates it automatically in real time so the data will never be outdated.
How do I use the Best CD Rates by State map?
Using the map is simple. Simply hover your mouse over each state to see:
- The top CD rate currently available
- The bank or credit union offering it
- The term length
- The minimum deposit required
Use the filters to narrow your search:
- Choose between banks, credit unions or both
- Select the CD term that fits your savings goals, or look at all terms at once
Many institutions offer online account opening, so you can open a CD even if you’re not located in that state.
Like the Map? Here’s How to Share It
If you run a blog, website, or newsletter, you’re welcome to include the map on your own site, it’s free and easy to use.
Just click the ‘Embed Map’ button in the bottom-left corner of the widget. It will automatically copy a single line of code to your clipboard, which you can paste anywhere on your site.
How to Embed a Code Snippet on Your Site
- Copy the code we’ve provided.
- Open the page editor where you want the code to appear.
- Add an HTML block (sometimes called “Custom HTML” or “Embed Code” depending on your site builder).
- Paste the code into that block.
- Save/Publish the page.
That’s it, no setup, no login, just a helpful tool you can share with your readers. Visit CD Valet to explore a full list of current rates, compare offers, use helpful tools like our CD calculators, and find the best fit for your needs.
We believe that saving money shouldn’t be complicated or time-consuming. Whether you’re saving for something specific or planning for long-term goals, the right CD can help your savings grow, safely and reliably.
