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Ratewatcher Picks July 2024

CD Valet Ratewatcher: The Best 3-Month CD Rates For July 2024

In recent months, more savers may be exploring 3-month CDs, likely due to banks and credit unions offering higher rates for shorter terms before the Federal Reserve possibly drops rates in the coming months. This may reflect a growing preference among savers to remain flexible and responsive to economic fluctuations, especially in a climate where …

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Ratewatcher Picks of the Week

CD Valet Ratewatcher Top 6-Month Rate Picks of the Week

Despite the FOMC forecasting three rate cuts in 2024, the Federal Reserve Committee predicts rates as high as 5% sticking around for longer due to the slower-than-expected drop in inflation rates. Higher interest rates have been the Federal Reserve’s strategy to lower inflation. However, despite the most recent report showing April’s inflation rates dropping to …

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