Straight Up Rates

CD Valet Ratewatcher: The Top CDFI CD Rates of August 2024

What if your savings could grow your wealth and drive positive social change? Community Development Financial Institution (CDFI) certificates of deposit (CDs) make this possible. CDFIs can be surprisingly high-rate payers for CDs and while some offers are geographically restricted, there are also nationwide CDFIs with attractive rates that are worth a look. A CDFI …

CD Valet Ratewatcher: The Top CDFI CD Rates of August 2024 Read More »

Ratewatcher Picks July 2024

CD Valet Ratewatcher: The Best 3-Month CD Rates

In recent months, more savers may be exploring 3-month CDs, likely due to banks and credit unions offering higher rates for shorter terms before the Federal Reserve possibly drops rates in the coming months. This may reflect a growing preference among savers to remain flexible and responsive to economic fluctuations, especially in a climate where …

CD Valet Ratewatcher: The Best 3-Month CD Rates Read More »

Ratewatcher Picks of the Week

CD Valet Ratewatcher Top 6-Month Rate Picks of the Week

Despite the FOMC forecasting three rate cuts in 2024, the Federal Reserve Committee predicts rates as high as 5% sticking around for longer due to the slower-than-expected drop in inflation rates. Higher interest rates have been the Federal Reserve’s strategy to lower inflation. However, despite the most recent report showing April’s inflation rates dropping to …

CD Valet Ratewatcher Top 6-Month Rate Picks of the Week Read More »

Scroll to Top