Saver Insights

Financial Housekeeping: 9 Items To Clean Up At The Start Of The Year

Early January is a common time for individuals and households to prepare for the year ahead by tackling financial housekeeping tasks. Performing a quick check-in on your financial life to make sure your money and life goals are in alignment helps set your money mindset and keep your finances in order. Here are nine important …

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Protect and Grow Your RMD: How CDs Can Safeguard Your Retirement Savings 

In light of the Federal Reserve’s recent interest rate cuts by decreasing the upper range from 4.75% to 4.50%, in December 2024, this may be an opportune time for retirement account holders to reconsider moving their required minimum distribution (RMD) in 2025 into Certificates of Deposit (CDs). Financial institutions are offering competitive CD rates and …

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APY Checkpoint: Is Your CD Rate Earning the Best Returns Possible in January 2025?

Certificates of deposit (CDs) are a reliable way to grow your savings securely, but not all CDs are created equal. With rates across financial institutions, your CD might not be earning as much as it could. You are leaving money on the table if your current rate is not among the top 10%.   Enter …

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Not Another Sweater!?  Convenience is the No. 1 Reason That Monetary Gifts —  Cash, Cards, CDs and Even Crypto — were Popular Gift from Parents and Grandparents, CD Valet Survey Reports

Tech-Delivered Thank You Notes Suffice, But Grandma Prefers a Visit, Phone Call or Handwritten Note Nearly three-quarters (72%) of parents and grandparents give the gift of green during the holiday season – whether it be cash, check, gift card or investment – because it is an easy and convenient gift that avoids unwanted returns for …

Not Another Sweater!?  Convenience is the No. 1 Reason That Monetary Gifts —  Cash, Cards, CDs and Even Crypto — were Popular Gift from Parents and Grandparents, CD Valet Survey Reports Read More »

Gifting a Certificate of Deposit: A Thoughtful and Lasting Holiday Present

Giving the right gift for the holidays can be a challenge, especially when it comes to kids. You want to give them what they want – a toy, video game, and of course the tried-and-true gift, money — but where’s the fun in just giving them cash? Well, if it’s money they want, a CD …

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