When it comes to opening a certificate of deposit (CD), many people automatically turn to their local bank or credit union. It’s familiar, convenient, and feels secure. But in today’s digital world, limiting yourself to local financial institutions could mean missing out on better rates. Here’s why it’s often worth looking beyond your zip code …
Why It’s Worth Opening a CD at an Out-of-State Bank Read More »
Market volatility, job insecurity, and shrinking portfolios can cause financial stress. But there’s one savings option that tends to shine in tough times: certificates of deposit (CDs). While no financial product is completely immune to every economic challenge, CDs offer a level of stability and predictability that makes them a reliable choice when recessionary risks …
Why CDS Make Sense If You’re Worried About a Recession Read More »
Graduation season is a time to celebrate achievement, independence, and the exciting road ahead. While cash and gift cards are common go-tos, there’s a smarter way to give a gift that stands the test of time—literally. A certificate of deposit (CD) offers a meaningful, practical, and potentially more rewarding option for graduates as they enter …
5 Reasons Why You Should Gift Your Grad with a Certificate of Deposit (CD) Read More »
Estate planning is about ensuring your wealth is preserved, protected, and passed on according to your wishes. While investments like stocks and real estate often take center stage in these plans, certificates of deposit (CDs) can play a strategic and stable role in your wealth transfer strategy. Here’s how CDs can support your estate planning …
Strategies for Estate Planning: How CDs Can Support Wealth Transfer Read More »
The job market is uncertain, and layoff announcements from major companies are becoming more common. Whether you’re feeling layoff anxiety or already have a timeline for your departure, now is the time to strengthen your financial safety net. Looking for a smart strategy? A certificate of deposit (CD). While CDs are typically associated with long-term …
Looking for cash? CD-secured loans, or Certificate of Deposit secured loans, offer a creative solution for accessing funds. By using your CD as collateral, you can secure a low-interest loan while still earning interest on your deposit. It’s a win-win: your financial goals stay intact, and you get the cash you need without hefty penalties. …
The Benefits of a CD Secured Loan in Today’s Economy and Shifting Rate Environment Read More »
As if uncertainty about the economy wasn’t enough, now retirees and near-retirees need to worry about the timeliness of their Social Security benefits. As the media has extensively reported, people facing retirement will likely experience delays in receiving Social Security benefits due to the government downsizing underway. For example, Gloria is retiring in September 2025 …
Concerned About Social Security Delays? Here’s How CDs Can Help Read More »
Tax season is here, and for many, that means a refund check is on the way. While some may choose to spend the extra cash, many will seize the opportunity to put more money to work for the future. One smart and secure way to do this is by opening a certificate of deposit (CD). …
When do we not think about taxes? Whether we’re making investments, contemplating a major purchase, estate planning, or closing out the calendar year, taxes are always top of mind. In recent years, Certificates of Deposit (CDs) have regained popularity due to their low risk and relatively high returns. Even as interest rates trend downward, many …
Taxes and Certificates of Deposit: What You Need to Know Read More »
One of CD Valet’s newest partners, Rize Federal Credit Union, is making its mark with a certificate of deposit that’s making a difference. Its 24-month Impact Certificate offers members a unique opportunity to grow their savings while contributing to a meaningful community initiative. With a competitive 3.00% Annual Percentage Yield (APY)* for a minimum deposit …
Rize Federal Credit Union Offers CD Benefitting LA Wildfire Relief Read More »
