CD Rate Movements in Q1 2025 Overall, CD rates went up in Q1 2025 Despite the federal funds rate remaining unchanged after the FOMC meetings in January and March 2025, CD Valet data shows that 1 in 3 CD rate changes was a positive one. This indicates that while many financial institutions are adjusting their …
CD Valet Q1 Ratewatcher Report: Rates Continue to Increase Despite Fed Rate Changes Read More »
CD Rate Movements in Q4 2024 Despite Fed Rate Movement in Q4, CD rate increases still occurred When they go low, we go high. That’s how some financial institutions react to Federal Reserve rate changes. When the benchmark rate fell in Q4, CD Valet data showed that some banks and credit unions hike rates as …
CD Valet Q4 Ratewatcher Report: Rates Continue to Increase Despite Fed Rate Changes Read More »
Timing is crucial for institutions gathering time deposits, not just because time is a key feature of CDs. Depositors consider the offers available when they’re in the market for a time deposit. How institutions time their CD promotions can place them in top consideration or prevent their consideration altogether. So how does an institution “time” …
Winning Deposits Overnight: How to Watch Your Competitors and Price Effectively Read More »
With inflation still playing a prominent role in economic decisions, the Federal Reserve’s dual mandate to balance price stability and maximum employment continues to influence interest rates. Historically, higher inflation leads to higher interest rates as the Federal Reserve steps in to curb rising prices, according to CD Valet CFO, Bryan Johnson. This dynamic creates …
Optimistic CD Market Outlook: Post-Election Insights for Financial Institutions Read More »
With CD Valet’s strong digital presence, this metropolitan bank significantly boosted its visibility across the country, leveraging the platform to streamline digital account openings and attract new deposits. The results were substantial, with a sizable increase in new CD accounts and a significant influx of deposits over a short period. This success demonstrates the power …
How CD Valet Helped a Bank Raise $120MM in 6 Weeks Read More »
