{"id":3874,"date":"2025-06-16T16:51:03","date_gmt":"2025-06-16T23:51:03","guid":{"rendered":"https:\/\/www.cdvalet.com\/blog\/?p=3874"},"modified":"2025-12-17T13:03:01","modified_gmt":"2025-12-17T21:03:01","slug":"june-2025-apy-checkpoint-great-rates-are-holding-steady-for-now","status":"publish","type":"post","link":"https:\/\/www.cdvalet.com\/insights\/june-2025-apy-checkpoint-great-rates-are-holding-steady-for-now\/","title":{"rendered":"June 2025 APY Checkpoint: Great Rates are Holding Steady, For Now"},"content":{"rendered":"\n[sp_wpcarousel id=&#8221;3875&#8243;]\n\n\n\n<p class=\"wp-block-paragraph\">The Federal Open Market Committee is expected to hold rates steady at 4.25% to 4.50% at its June 17-18 meeting. Forecasters project that September may bring the start of three rate reductions, but as we know, Fed forecasting is an imperfect science. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That&#8217;s why it&#8217;s always important to compare CD rates to make sure that you are earning the highest returns possible, in all market conditions. Use this month&#8217;s APY Checkpoint to determine whether your CD rate is amongst the most competitive rates available.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How to use the APY Checkpoint<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">CD Valet\u2019s APY Checkpoint is a monthly check-in designed to help you evaluate whether your CD rate is among the most competitive rates in the market. Use the Checkpoint to view the benchmark for rates that are in the top 10% of highest-yielding CDs on CD Valet.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Don&#8217;t settle for less when your money could be doing more. Find out which <a href=\"https:\/\/www.cdvalet.com\/\">CD rates are aligned with the top of the market<\/a> so you don&#8217;t leave money on the table.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[sp_wpcarousel id=&#8221;3875&#8243;] The Federal Open Market Committee is expected to hold rates steady at 4.25% to 4.50% at its June 17-18 meeting. Forecasters project that September may bring the start of three rate reductions, but as we know, Fed forecasting is an imperfect science. That&#8217;s why it&#8217;s always important to compare CD rates to make [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":3885,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_eb_attr":"","_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":"","_links_to":"","_links_to_target":""},"categories":[33,18,9],"tags":[],"class_list":["post-3874","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-rate-trends","category-saver-insights","category-straight-up-rates"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>June APY Checkpoint: Maintain Financial Stability with Predictable Returns<\/title>\n<meta name=\"description\" content=\"The Federal Open Market Committee is expected to hold rates steady at 4.25% to 4.50% at its June 17-18 meeting. Forecasters project that September may\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cdvalet.com\/insights\/june-2025-apy-checkpoint-great-rates-are-holding-steady-for-now\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"June APY Checkpoint: Maintain Financial Stability with Predictable Returns\" \/>\n<meta property=\"og:description\" content=\"The Federal Open Market Committee is expected to hold rates steady at 4.25% to 4.50% at its June 17-18 meeting. 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She\u2019s spent her career in the money movement space, building brands and driving growth in community banking, correspondent banking, philanthropy and now fintech.","sameAs":["https:\/\/www.cdvalet.com\/","https:\/\/www.linkedin.com\/company\/cd-valet\/"],"url":"https:\/\/www.cdvalet.com\/insights\/author\/dlm\/"}]}},"uagb_featured_image_src":{"full":["https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2.png",460,590,false],"thumbnail":["https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2-150x150.png",150,150,true],"medium":["https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2-234x300.png",234,300,true],"medium_large":["https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2.png",460,590,false],"large":["https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2-327x420.png",327,420,true],"1536x1536":["https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2.png",460,590,false],"2048x2048":["https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2.png",460,590,false],"authorship-box-avatar":["https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2.png",117,150,false],"authorship-box-related":["https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2.png",55,70,false]},"uagb_author_info":{"display_name":"Mary Grace Roske","author_link":"https:\/\/www.cdvalet.com\/insights\/author\/dlm\/"},"uagb_comment_info":0,"uagb_excerpt":"[sp_wpcarousel id=&#8221;3875&#8243;] The Federal Open Market Committee is expected to hold rates steady at 4.25% to 4.50% at its June 17-18 meeting. Forecasters project that September may bring the start of three rate reductions, but as we know, Fed forecasting is an imperfect science. That&#8217;s why it&#8217;s always important to compare CD rates to make&hellip;","_links":{"self":[{"href":"https:\/\/www.cdvalet.com\/insights\/wp-json\/wp\/v2\/posts\/3874","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.cdvalet.com\/insights\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.cdvalet.com\/insights\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.cdvalet.com\/insights\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cdvalet.com\/insights\/wp-json\/wp\/v2\/comments?post=3874"}],"version-history":[{"count":6,"href":"https:\/\/www.cdvalet.com\/insights\/wp-json\/wp\/v2\/posts\/3874\/revisions"}],"predecessor-version":[{"id":3888,"href":"https:\/\/www.cdvalet.com\/insights\/wp-json\/wp\/v2\/posts\/3874\/revisions\/3888"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.cdvalet.com\/insights\/wp-json\/wp\/v2\/media\/3885"}],"wp:attachment":[{"href":"https:\/\/www.cdvalet.com\/insights\/wp-json\/wp\/v2\/media?parent=3874"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.cdvalet.com\/insights\/wp-json\/wp\/v2\/categories?post=3874"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.cdvalet.com\/insights\/wp-json\/wp\/v2\/tags?post=3874"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}