{"id":3874,"date":"2025-06-16T16:51:03","date_gmt":"2025-06-16T23:51:03","guid":{"rendered":"https:\/\/www.cdvalet.com\/blog\/?p=3874"},"modified":"2025-12-17T13:03:01","modified_gmt":"2025-12-17T21:03:01","slug":"june-2025-apy-checkpoint-great-rates-are-holding-steady-for-now","status":"publish","type":"post","link":"https:\/\/www.cdvalet.com\/insights\/june-2025-apy-checkpoint-great-rates-are-holding-steady-for-now\/","title":{"rendered":"June 2025 APY Checkpoint: Great Rates are Holding Steady, For Now"},"content":{"rendered":"\n<style id=\"wp_carousel_dynamic_css3875\">.sp-wp-carousel-free-id-3875.wpcf-fancybox-wrapper .fancybox-bg{background: #0b0b0b;opacity: 0.8;}.sp-wp-carousel-free-id-3875.wpcf-fancybox-wrapper .fancybox-navigation .fancybox-button .wpcp-fancybox-nav-arrow i {color: #ccc;}.sp-wp-carousel-free-id-3875.wpcf-fancybox-wrapper .fancybox-navigation .fancybox-button .wpcp-fancybox-nav-arrow i:hover {color: #fff;}.sp-wp-carousel-free-id-3875.wpcf-fancybox-wrapper .fancybox-navigation .fancybox-button {background: #1e1e1e;}.sp-wp-carousel-free-id-3875.wpcf-fancybox-wrapper .fancybox-navigation .fancybox-button:hover {background: #1e1e1e;}#sp-wp-carousel-free-id-3875 .wpcp-swiper-dots {margin: 40px 0px 0px 0px;}.wpcp-wrapper-3875 .swiper-wrapper .swiper-slide-kenburn, .wpcp-wrapper-3875 .swiper-wrapper, .wpcp-wrapper-3875 .wpcpro-row{align-items: center;}#sp-wp-carousel-free-id-3875 .wpcp-single-item {box-shadow: 0px 0px 0px 0px #dddddd;transition: all .3s;margin: 0px;}#sp-wp-carousel-free-id-3875.swiper-flip .wpcp-single-item{margin: 0!important;}#sp-wp-carousel-free-id-3875 .wpcp-single-item:hover {box-shadow: 0px 0px 0px 0px #dddddd;}#sp-wp-carousel-free-id-3875.sp-wpcp-3875 .wpcp-single-item {border: 1px solid #dddddd;}#sp-wp-carousel-free-id-3875.wpcp-carousel-section.sp-wpcp-3875 .swiper-button-prev,#sp-wp-carousel-free-id-3875.wpcp-carousel-section.sp-wpcp-3875 .swiper-button-next,#sp-wp-carousel-free-id-3875.wpcp-carousel-section.sp-wpcp-3875 .swiper-button-prev:hover,#sp-wp-carousel-free-id-3875.wpcp-carousel-section.sp-wpcp-3875 .swiper-button-next:hover {font-size: 18px ; font-weight: 400;}#sp-wp-carousel-free-id-3875.sp-wpcp-3875 .swiper-button-prev,#sp-wp-carousel-free-id-3875.sp-wpcp-3875 .swiper-button-next,#sp-wp-carousel-free-id-3875.sp-wpcp-3875 .swiper-button-prev:hover,#sp-wp-carousel-free-id-3875.sp-wpcp-3875 .swiper-button-next:hover {background: none;border: none;font-size: 30px;}#sp-wp-carousel-free-id-3875.sp-wpcp-3875 .swiper-button-prev i,#sp-wp-carousel-free-id-3875.sp-wpcp-3875 .swiper-button-next i {color: #aaa;}#sp-wp-carousel-free-id-3875.sp-wpcp-3875 .swiper-button-prev i:hover,#sp-wp-carousel-free-id-3875.sp-wpcp-3875 .swiper-button-next i:hover {color: #178087;}#sp-wp-carousel-free-id-3875.sp-wpcp-3875 .wpcp-swiper-dots .swiper-pagination-bullet {background-color: #cccccc;}#sp-wp-carousel-free-id-3875.sp-wpcp-3875 .wpcp-swiper-dots .swiper-pagination-bullet.swiper-pagination-bullet-active {background-color: #178087;} #sp-wp-carousel-free-id-3875.sp-wpcp-3875.wpcp-image-carousel .wpcp-single-item:hover img, #sp-wp-carousel-free-id-3875.sp-wpcp-3875.wpcp-post-carousel .wpcp-single-item:hover img, #sp-wp-carousel-free-id-3875.sp-wpcp-3875.wpcp-product-carousel .wpcp-single-item:hover img{-webkit-transform: scale(1.2);-moz-transform: scale(1.2);transform: scale(1.2);}#sp-wp-carousel-free-id-3875 .wpcpro-row>[class*=\"wpcpro-col-\"] { padding: 0 10px; padding-bottom: 20px;} #sp-wp-carousel-free-id-3875 .swiper-slide .single-item-fade:not(:last-child) { margin-right: 20px;}@media (min-width: 480px) { .wpcpro-row .wpcpro-col-sm-1 { flex: 0 0 100%; max-width: 100%; } .wpcpro-row .wpcpro-col-sm-2 { flex: 0 0 50%; max-width: 50%; } .wpcpro-row .wpcpro-col-sm-2-5 { flex: 0 0 75%; max-width: 75%; } .wpcpro-row .wpcpro-col-sm-3 { flex: 0 0 33.333%; max-width: 33.333%; } .wpcpro-row .wpcpro-col-sm-4 { flex: 0 0 25%; max-width: 25%; } .wpcpro-row .wpcpro-col-sm-5 { flex: 0 0 20%; max-width: 20%; } .wpcpro-row .wpcpro-col-sm-6 { flex: 0 0 16.66666666666667%; max-width: 16.66666666666667%; } .wpcpro-row .wpcpro-col-sm-7 { flex: 0 0 14.28571428%; max-width: 14.28571428%; } .wpcpro-row .wpcpro-col-sm-8 { flex: 0 0 12.5%; max-width: 12.5%; } } @media (max-width: 480px) { .wpcpro-row .wpcpro-col-xs-1 { flex: 0 0 100%; max-width: 100%; } .wpcpro-row .wpcpro-col-xs-2 { flex: 0 0 50%; max-width: 50%; } .wpcpro-row .wpcpro-col-xs-3 { flex: 0 0 33.222%; max-width: 33.222%; } .wpcpro-row .wpcpro-col-xs-4 { flex: 0 0 25%; max-width: 25%; } .wpcpro-row .wpcpro-col-xs-5 { flex: 0 0 20%; max-width: 20%; } .wpcpro-row .wpcpro-col-xs-6 { flex: 0 0 16.6667%; max-width: 16.6667%; } .wpcpro-row .wpcpro-col-xs-7 { flex: 0 0 14.28571428%; max-width: 14.28571428%; } .wpcpro-row .wpcpro-col-xs-8 { flex: 0 0 12.5%; max-width: 12.5%; } } @media (min-width: 736px) { .wpcpro-row .wpcpro-col-md-1 { flex: 0 0 100%; max-width: 100%; } .wpcpro-row .wpcpro-col-md-2 { flex: 0 0 50%; max-width: 50%; } .wpcpro-row .wpcpro-col-md-2-5 { flex: 0 0 75%; max-width: 75%; } .wpcpro-row .wpcpro-col-md-3 { flex: 0 0 33.333%; max-width: 33.333%; } .wpcpro-row .wpcpro-col-md-4 { flex: 0 0 25%; max-width: 25%; } .wpcpro-row .wpcpro-col-md-5 { flex: 0 0 20%; max-width: 20%; } .wpcpro-row .wpcpro-col-md-6 { flex: 0 0 16.66666666666667%; max-width: 16.66666666666667%; } .wpcpro-row .wpcpro-col-md-7 { flex: 0 0 14.28571428%; max-width: 14.28571428%; } .wpcpro-row .wpcpro-col-md-8 { flex: 0 0 12.5%; max-width: 12.5%; } } @media (min-width: 980px) { .wpcpro-row .wpcpro-col-lg-1 { flex: 0 0 100%; max-width: 100%; } .wpcpro-row .wpcpro-col-lg-2 { flex: 0 0 50%; max-width: 50%; } .wpcpro-row .wpcpro-col-lg-3 { flex: 0 0 33.222%; max-width: 33.222%; } .wpcpro-row .wpcpro-col-lg-4 { flex: 0 0 25%; max-width: 25%; } .wpcpro-row .wpcpro-col-lg-5 { flex: 0 0 20%; max-width: 20%; } .wpcpro-row .wpcpro-col-lg-6 { flex: 0 0 16.6667%; max-width: 16.6667%; } .wpcpro-row .wpcpro-col-lg-7 { flex: 0 0 14.28571428%; max-width: 14.28571428%; } .wpcpro-row .wpcpro-col-lg-8 { flex: 0 0 12.5%; max-width: 12.5%; } } @media (min-width: 1200px) { .wpcpro-row .wpcpro-col-xl-1 { flex: 0 0 100%; max-width: 100%; } .wpcpro-row .wpcpro-col-xl-2 { flex: 0 0 50%; max-width: 50%; } .wpcpro-row .wpcpro-col-xl-3 { flex: 0 0 33.22222222%; max-width: 33.22222222%; } .wpcpro-row .wpcpro-col-xl-4 { flex: 0 0 25%; max-width: 25%; } .wpcpro-row .wpcpro-col-xl-5 { flex: 0 0 20%; max-width: 20%; } .wpcpro-row .wpcpro-col-xl-6 { flex: 0 0 16.66667%; max-width: 16.66667%; } .wpcpro-row .wpcpro-col-xl-7 { flex: 0 0 14.28571428%; max-width: 14.28571428%; } .wpcpro-row .wpcpro-col-xl-8 { flex: 0 0 12.5%; max-width: 12.5%; } }<\/style><div class=\"wpcp-carousel-wrapper wpcp-wrapper-3875\">\n\t<div id=\"wpcp-preloader-3875\" class=\"wpcp-carousel-preloader\"><img decoding=\"async\" src=\"https:\/\/www.cdvalet.com\/insights\/wp-content\/plugins\/wp-carousel-free\/public\/css\/spinner.svg\" alt=\"Preloader Image\" \/><\/div>\t<div class=\"wpcp-carousel-content-wrapper\">\n\t<div id=\"sp-wp-carousel-free-id-3875\" class=\"wpcp-carousel-section sp-wpcp-3875  nav-vertical-center wpcp-image-carousel wpcp-preloader wpcp-standard\" data-swiper='{ &quot;pagination_type&quot;: &quot;dots&quot;,&quot;accessibility&quot;:true, &quot;spaceBetween&quot;:0, &quot;arrows&quot;:true, &quot;freeMode&quot;: false, &quot;autoplay&quot;:false, &quot;effect&quot;: &quot;normal&quot;, &quot;centerMode&quot;: false, &quot;autoplaySpeed&quot;:3000, &quot;dots&quot;:true, &quot;infinite&quot;:true, &quot;speed&quot;:600, &quot;pauseOnHover&quot;:true,\n\t\t\t&quot;slidesToShow&quot;:{&quot;lg_desktop&quot;:1, &quot;desktop&quot;: 1, &quot;laptop&quot;: 1, &quot;tablet&quot;: 1, &quot;mobile&quot;: 1}, &quot;responsive&quot;:{&quot;desktop&quot;:1200, &quot;laptop&quot;: 980, &quot;tablet&quot;: 736, &quot;mobile&quot;: 480}, &quot;rtl&quot;:false, &quot;lazyLoad&quot;: &quot;false&quot;, &quot;swipe&quot;: true, &quot;draggable&quot;: true, &quot;swipeToSlide&quot;:false }' dir=\"ltr\">\n\t\t<div class=\"swiper-wrapper\">\n\t\t<div class=\"swiper-slide\">\n\t<div class=\"wpcp-single-item\">\n\t\t\t<a class=\"wcp-light-box\" data-buttons='[\"close\"]' data-wpc_url='https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/APY-Checkpoint-12m-blog-768x644.png' href=\"https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/APY-Checkpoint-12m-blog.png\" data-fancybox=\"wpcp_view\">\n\t\t<figure>\n\t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/APY-Checkpoint-12m-blog-768x644.png\" alt=\"June 2025 APY Checkpoint\" width=\"768\" height=\"644\">\t\t<\/figure>\n\t<\/a>\n\t\t<\/div>\n<\/div>\n\t<div class=\"swiper-slide\">\n\t<div class=\"wpcp-single-item\">\n\t\t\t<a class=\"wcp-light-box\" data-buttons='[\"close\"]' data-wpc_url='https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/APY-Checkpoint-24m-blog-768x644.png' href=\"https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/APY-Checkpoint-24m-blog.png\" data-fancybox=\"wpcp_view\">\n\t\t<figure>\n\t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/APY-Checkpoint-24m-blog-768x644.png\" alt=\"APY-Checkpoint-24m-blog\" width=\"768\" height=\"644\">\t\t<\/figure>\n\t<\/a>\n\t\t<\/div>\n<\/div>\n\t<div class=\"swiper-slide\">\n\t<div class=\"wpcp-single-item\">\n\t\t\t<a class=\"wcp-light-box\" data-buttons='[\"close\"]' data-wpc_url='https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/APY-Checkpoint-36m-blog-1-768x644.png' href=\"https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/APY-Checkpoint-36m-blog-1.png\" data-fancybox=\"wpcp_view\">\n\t\t<figure>\n\t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/APY-Checkpoint-36m-blog-1-768x644.png\" alt=\"APY-Checkpoint-36m-blog 1\" width=\"768\" height=\"644\">\t\t<\/figure>\n\t<\/a>\n\t\t<\/div>\n<\/div>\n\t<div class=\"swiper-slide\">\n\t<div class=\"wpcp-single-item\">\n\t\t\t<a class=\"wcp-light-box\" data-buttons='[\"close\"]' data-wpc_url='https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/APY-Checkpoint-48m-blog-1-768x644.png' href=\"https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/APY-Checkpoint-48m-blog-1.png\" data-fancybox=\"wpcp_view\">\n\t\t<figure>\n\t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/APY-Checkpoint-48m-blog-1-768x644.png\" alt=\"APY-Checkpoint-48m-blog 1\" width=\"768\" height=\"644\">\t\t<\/figure>\n\t<\/a>\n\t\t<\/div>\n<\/div>\n\t<div class=\"swiper-slide\">\n\t<div class=\"wpcp-single-item\">\n\t\t\t<a class=\"wcp-light-box\" data-buttons='[\"close\"]' data-wpc_url='https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/APY-Checkpoint-60m-blog-1-768x644.png' href=\"https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/APY-Checkpoint-60m-blog-1.png\" data-fancybox=\"wpcp_view\">\n\t\t<figure>\n\t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/APY-Checkpoint-60m-blog-1-768x644.png\" alt=\"APY-Checkpoint-60m-blog 1\" width=\"768\" height=\"644\">\t\t<\/figure>\n\t<\/a>\n\t\t<\/div>\n<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"wpcp-swiper-dots swiper-pagination\"><\/div>\n\t\t\t\t<!-- If we need navigation buttons -->\n\t\t\t\t\t<div class=\"wpcp-prev-button swiper-button-prev\"><i class=\"fa fa-angle-left\"><\/i><\/div>\n\t\t\t<div class=\"wpcp-next-button swiper-button-next\"><i class=\"fa fa-angle-right\"><\/i><\/div>\n\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n\n\n<p>The Federal Open Market Committee is expected to hold rates steady at 4.25% to 4.50% at its June 17-18 meeting. Forecasters project that September may bring the start of three rate reductions, but as we know, Fed forecasting is an imperfect science. <\/p>\n\n\n\n<p>That&#8217;s why it&#8217;s always important to compare CD rates to make sure that you are earning the highest returns possible, in all market conditions. Use this month&#8217;s APY Checkpoint to determine whether your CD rate is amongst the most competitive rates available.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How to use the APY Checkpoint<\/h2>\n\n\n\n<p>CD Valet\u2019s APY Checkpoint is a monthly check-in designed to help you evaluate whether your CD rate is among the most competitive rates in the market. Use the Checkpoint to view the benchmark for rates that are in the top 10% of highest-yielding CDs on CD Valet.<\/p>\n\n\n\n<p>Don&#8217;t settle for less when your money could be doing more. Find out which <a href=\"https:\/\/www.cdvalet.com\/\">CD rates are aligned with the top of the market<\/a> so you don&#8217;t leave money on the table.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Federal Open Market Committee is expected to hold rates steady at 4.25% to 4.50% at its June 17-18 meeting. Forecasters project that September may bring the start of three rate reductions, but as we know, Fed forecasting is an imperfect science. That&#8217;s why it&#8217;s always important to compare CD rates to make sure that [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":3885,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_eb_attr":"","_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":"","_links_to":"","_links_to_target":""},"categories":[33,18,9],"tags":[],"class_list":["post-3874","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-rate-trends","category-saver-insights","category-straight-up-rates"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>June APY Checkpoint: Maintain Financial Stability with Predictable Returns<\/title>\n<meta name=\"description\" content=\"The Federal Open Market Committee is expected to hold rates steady at 4.25% to 4.50% at its June 17-18 meeting. Forecasters project that September may\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cdvalet.com\/blog\/june-2025-apy-checkpoint-great-rates-are-holding-steady-for-now\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"June APY Checkpoint: Maintain Financial Stability with Predictable Returns\" \/>\n<meta property=\"og:description\" content=\"The Federal Open Market Committee is expected to hold rates steady at 4.25% to 4.50% at its June 17-18 meeting. Forecasters project that September may\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.cdvalet.com\/blog\/june-2025-apy-checkpoint-great-rates-are-holding-steady-for-now\/\" \/>\n<meta property=\"og:site_name\" content=\"CD Valet\" \/>\n<meta property=\"article:published_time\" content=\"2025-06-16T23:51:03+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-17T21:03:01+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.cdvalet.com\/blog\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2.png\" \/>\n\t<meta property=\"og:image:width\" content=\"460\" \/>\n\t<meta property=\"og:image:height\" content=\"590\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Mary Grace Roske\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mary Grace Roske\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.cdvalet.com\/blog\/june-2025-apy-checkpoint-great-rates-are-holding-steady-for-now\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.cdvalet.com\/blog\/june-2025-apy-checkpoint-great-rates-are-holding-steady-for-now\/\"},\"author\":{\"name\":\"Mary Grace Roske\",\"@id\":\"https:\/\/www.cdvalet.com\/blog\/#\/schema\/person\/52e88985880d6a4d749ec1764b682dc7\"},\"headline\":\"June 2025 APY Checkpoint: Great Rates are Holding Steady, For Now\",\"datePublished\":\"2025-06-16T23:51:03+00:00\",\"dateModified\":\"2025-12-17T21:03:01+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.cdvalet.com\/blog\/june-2025-apy-checkpoint-great-rates-are-holding-steady-for-now\/\"},\"wordCount\":185,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.cdvalet.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.cdvalet.com\/blog\/june-2025-apy-checkpoint-great-rates-are-holding-steady-for-now\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2.png\",\"articleSection\":[\"Rate Trends\",\"Saver Insights\",\"Straight Up Rates\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.cdvalet.com\/blog\/june-2025-apy-checkpoint-great-rates-are-holding-steady-for-now\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.cdvalet.com\/blog\/june-2025-apy-checkpoint-great-rates-are-holding-steady-for-now\/\",\"url\":\"https:\/\/www.cdvalet.com\/blog\/june-2025-apy-checkpoint-great-rates-are-holding-steady-for-now\/\",\"name\":\"June APY Checkpoint: Maintain Financial Stability with Predictable Returns\",\"isPartOf\":{\"@id\":\"https:\/\/www.cdvalet.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.cdvalet.com\/blog\/june-2025-apy-checkpoint-great-rates-are-holding-steady-for-now\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.cdvalet.com\/blog\/june-2025-apy-checkpoint-great-rates-are-holding-steady-for-now\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2.png\",\"datePublished\":\"2025-06-16T23:51:03+00:00\",\"dateModified\":\"2025-12-17T21:03:01+00:00\",\"description\":\"The Federal Open Market Committee is expected to hold rates steady at 4.25% to 4.50% at its June 17-18 meeting. Forecasters project that September may\",\"breadcrumb\":{\"@id\":\"https:\/\/www.cdvalet.com\/blog\/june-2025-apy-checkpoint-great-rates-are-holding-steady-for-now\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.cdvalet.com\/blog\/june-2025-apy-checkpoint-great-rates-are-holding-steady-for-now\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.cdvalet.com\/blog\/june-2025-apy-checkpoint-great-rates-are-holding-steady-for-now\/#primaryimage\",\"url\":\"https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2.png\",\"contentUrl\":\"https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2.png\",\"width\":460,\"height\":590,\"caption\":\"June APY Checkpoint\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.cdvalet.com\/blog\/june-2025-apy-checkpoint-great-rates-are-holding-steady-for-now\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.cdvalet.com\/insights\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"June 2025 APY Checkpoint: Great Rates are Holding Steady, For Now\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.cdvalet.com\/blog\/#website\",\"url\":\"https:\/\/www.cdvalet.com\/blog\/\",\"name\":\"CD Valet\",\"description\":\"Cd Valet\",\"publisher\":{\"@id\":\"https:\/\/www.cdvalet.com\/blog\/#organization\"},\"alternateName\":\"CD Rates\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.cdvalet.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.cdvalet.com\/blog\/#organization\",\"name\":\"CD Valet\",\"alternateName\":\"CD Rates\",\"url\":\"https:\/\/www.cdvalet.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.cdvalet.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2023\/09\/cdvaletlogo.png\",\"contentUrl\":\"https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2023\/09\/cdvaletlogo.png\",\"width\":400,\"height\":89,\"caption\":\"CD Valet\"},\"image\":{\"@id\":\"https:\/\/www.cdvalet.com\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.cdvalet.com\/blog\/#\/schema\/person\/52e88985880d6a4d749ec1764b682dc7\",\"name\":\"Mary Grace Roske\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.cdvalet.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/www.cdvalet.com\/blog\/wp-content\/uploads\/2023\/10\/MRoske-1-scaled.jpg\",\"contentUrl\":\"https:\/\/www.cdvalet.com\/blog\/wp-content\/uploads\/2023\/10\/MRoske-1-scaled.jpg\",\"caption\":\"Mary Grace Roske\"},\"description\":\"Mary Grace Roske is Head of Marketing &amp; Communications at CD Valet. She\u2019s spent her career in the money movement space, building brands and driving growth in community banking, correspondent banking, philanthropy and now fintech.\",\"sameAs\":[\"https:\/\/www.cdvalet.com\/\",\"https:\/\/www.linkedin.com\/company\/cd-valet\/\"],\"url\":\"https:\/\/www.cdvalet.com\/insights\/author\/dlm\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"June APY Checkpoint: Maintain Financial Stability with Predictable Returns","description":"The Federal Open Market Committee is expected to hold rates steady at 4.25% to 4.50% at its June 17-18 meeting. Forecasters project that September may","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.cdvalet.com\/blog\/june-2025-apy-checkpoint-great-rates-are-holding-steady-for-now\/","og_locale":"en_US","og_type":"article","og_title":"June APY Checkpoint: Maintain Financial Stability with Predictable Returns","og_description":"The Federal Open Market Committee is expected to hold rates steady at 4.25% to 4.50% at its June 17-18 meeting. Forecasters project that September may","og_url":"https:\/\/www.cdvalet.com\/blog\/june-2025-apy-checkpoint-great-rates-are-holding-steady-for-now\/","og_site_name":"CD Valet","article_published_time":"2025-06-16T23:51:03+00:00","article_modified_time":"2025-12-17T21:03:01+00:00","og_image":[{"width":460,"height":590,"url":"https:\/\/www.cdvalet.com\/blog\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2.png","type":"image\/png"}],"author":"Mary Grace Roske","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Mary Grace Roske","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.cdvalet.com\/blog\/june-2025-apy-checkpoint-great-rates-are-holding-steady-for-now\/#article","isPartOf":{"@id":"https:\/\/www.cdvalet.com\/blog\/june-2025-apy-checkpoint-great-rates-are-holding-steady-for-now\/"},"author":{"name":"Mary Grace Roske","@id":"https:\/\/www.cdvalet.com\/blog\/#\/schema\/person\/52e88985880d6a4d749ec1764b682dc7"},"headline":"June 2025 APY Checkpoint: Great Rates are Holding Steady, For Now","datePublished":"2025-06-16T23:51:03+00:00","dateModified":"2025-12-17T21:03:01+00:00","mainEntityOfPage":{"@id":"https:\/\/www.cdvalet.com\/blog\/june-2025-apy-checkpoint-great-rates-are-holding-steady-for-now\/"},"wordCount":185,"commentCount":0,"publisher":{"@id":"https:\/\/www.cdvalet.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.cdvalet.com\/blog\/june-2025-apy-checkpoint-great-rates-are-holding-steady-for-now\/#primaryimage"},"thumbnailUrl":"https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2.png","articleSection":["Rate Trends","Saver Insights","Straight Up Rates"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.cdvalet.com\/blog\/june-2025-apy-checkpoint-great-rates-are-holding-steady-for-now\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.cdvalet.com\/blog\/june-2025-apy-checkpoint-great-rates-are-holding-steady-for-now\/","url":"https:\/\/www.cdvalet.com\/blog\/june-2025-apy-checkpoint-great-rates-are-holding-steady-for-now\/","name":"June APY Checkpoint: Maintain Financial Stability with Predictable Returns","isPartOf":{"@id":"https:\/\/www.cdvalet.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.cdvalet.com\/blog\/june-2025-apy-checkpoint-great-rates-are-holding-steady-for-now\/#primaryimage"},"image":{"@id":"https:\/\/www.cdvalet.com\/blog\/june-2025-apy-checkpoint-great-rates-are-holding-steady-for-now\/#primaryimage"},"thumbnailUrl":"https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2.png","datePublished":"2025-06-16T23:51:03+00:00","dateModified":"2025-12-17T21:03:01+00:00","description":"The Federal Open Market Committee is expected to hold rates steady at 4.25% to 4.50% at its June 17-18 meeting. Forecasters project that September may","breadcrumb":{"@id":"https:\/\/www.cdvalet.com\/blog\/june-2025-apy-checkpoint-great-rates-are-holding-steady-for-now\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.cdvalet.com\/blog\/june-2025-apy-checkpoint-great-rates-are-holding-steady-for-now\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.cdvalet.com\/blog\/june-2025-apy-checkpoint-great-rates-are-holding-steady-for-now\/#primaryimage","url":"https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2.png","contentUrl":"https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2.png","width":460,"height":590,"caption":"June APY Checkpoint"},{"@type":"BreadcrumbList","@id":"https:\/\/www.cdvalet.com\/blog\/june-2025-apy-checkpoint-great-rates-are-holding-steady-for-now\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.cdvalet.com\/insights\/"},{"@type":"ListItem","position":2,"name":"June 2025 APY Checkpoint: Great Rates are Holding Steady, For Now"}]},{"@type":"WebSite","@id":"https:\/\/www.cdvalet.com\/blog\/#website","url":"https:\/\/www.cdvalet.com\/blog\/","name":"CD Valet","description":"Cd Valet","publisher":{"@id":"https:\/\/www.cdvalet.com\/blog\/#organization"},"alternateName":"CD Rates","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.cdvalet.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.cdvalet.com\/blog\/#organization","name":"CD Valet","alternateName":"CD Rates","url":"https:\/\/www.cdvalet.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.cdvalet.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2023\/09\/cdvaletlogo.png","contentUrl":"https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2023\/09\/cdvaletlogo.png","width":400,"height":89,"caption":"CD Valet"},"image":{"@id":"https:\/\/www.cdvalet.com\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.cdvalet.com\/blog\/#\/schema\/person\/52e88985880d6a4d749ec1764b682dc7","name":"Mary Grace Roske","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.cdvalet.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/www.cdvalet.com\/blog\/wp-content\/uploads\/2023\/10\/MRoske-1-scaled.jpg","contentUrl":"https:\/\/www.cdvalet.com\/blog\/wp-content\/uploads\/2023\/10\/MRoske-1-scaled.jpg","caption":"Mary Grace Roske"},"description":"Mary Grace Roske is Head of Marketing &amp; Communications at CD Valet. She\u2019s spent her career in the money movement space, building brands and driving growth in community banking, correspondent banking, philanthropy and now fintech.","sameAs":["https:\/\/www.cdvalet.com\/","https:\/\/www.linkedin.com\/company\/cd-valet\/"],"url":"https:\/\/www.cdvalet.com\/insights\/author\/dlm\/"}]}},"uagb_featured_image_src":{"full":["https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2.png",460,590,false],"thumbnail":["https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2-150x150.png",150,150,true],"medium":["https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2-234x300.png",234,300,true],"medium_large":["https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2.png",460,590,false],"large":["https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2-327x420.png",327,420,true],"1536x1536":["https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2.png",460,590,false],"2048x2048":["https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2.png",460,590,false],"authorship-box-avatar":["https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2.png",117,150,false],"authorship-box-related":["https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2.png",55,70,false],"bdpp-medium":["https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2.png",374,480,false],"tptn_thumbnail":["https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2-75x75.png",75,75,true]},"uagb_author_info":{"display_name":"Mary Grace Roske","author_link":"https:\/\/www.cdvalet.com\/insights\/author\/dlm\/"},"uagb_comment_info":0,"uagb_excerpt":"The Federal Open Market Committee is expected to hold rates steady at 4.25% to 4.50% at its June 17-18 meeting. Forecasters project that September may bring the start of three rate reductions, but as we know, Fed forecasting is an imperfect science. That&#8217;s why it&#8217;s always important to compare CD rates to make sure that&hellip;","rttpg_featured_image_url":{"full":["https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2.png",460,590,false],"landscape":["https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2.png",460,590,false],"portraits":["https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2.png",460,590,false],"thumbnail":["https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2-150x150.png",150,150,true],"medium":["https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2-234x300.png",234,300,true],"large":["https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2-327x420.png",327,420,true],"1536x1536":["https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2.png",460,590,false],"2048x2048":["https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2.png",460,590,false],"authorship-box-avatar":["https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2.png",117,150,false],"authorship-box-related":["https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2.png",55,70,false],"bdpp-medium":["https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2.png",374,480,false],"tptn_thumbnail":["https:\/\/www.cdvalet.com\/insights\/wp-content\/uploads\/2025\/06\/June-APY-Checkpoint-2-75x75.png",75,75,true]},"rttpg_author":{"display_name":"Mary Grace Roske","author_link":"https:\/\/www.cdvalet.com\/insights\/author\/dlm\/"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/www.cdvalet.com\/insights\/category\/rate-trends\/\" rel=\"category tag\">Rate Trends<\/a> <a href=\"https:\/\/www.cdvalet.com\/insights\/category\/saver-insights\/\" rel=\"category tag\">Saver Insights<\/a> <a href=\"https:\/\/www.cdvalet.com\/insights\/category\/straight-up-rates\/\" rel=\"category tag\">Straight Up Rates<\/a>","rttpg_excerpt":"The Federal Open Market Committee is expected to hold rates steady at 4.25% to 4.50% at its June 17-18 meeting. Forecasters project that September may bring the start of three rate reductions, but as we know, Fed forecasting is an imperfect science. That&#8217;s why it&#8217;s always important to compare CD rates to make sure that&hellip;","_links":{"self":[{"href":"https:\/\/www.cdvalet.com\/insights\/wp-json\/wp\/v2\/posts\/3874","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.cdvalet.com\/insights\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.cdvalet.com\/insights\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.cdvalet.com\/insights\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cdvalet.com\/insights\/wp-json\/wp\/v2\/comments?post=3874"}],"version-history":[{"count":6,"href":"https:\/\/www.cdvalet.com\/insights\/wp-json\/wp\/v2\/posts\/3874\/revisions"}],"predecessor-version":[{"id":3888,"href":"https:\/\/www.cdvalet.com\/insights\/wp-json\/wp\/v2\/posts\/3874\/revisions\/3888"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.cdvalet.com\/insights\/wp-json\/wp\/v2\/media\/3885"}],"wp:attachment":[{"href":"https:\/\/www.cdvalet.com\/insights\/wp-json\/wp\/v2\/media?parent=3874"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.cdvalet.com\/insights\/wp-json\/wp\/v2\/categories?post=3874"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.cdvalet.com\/insights\/wp-json\/wp\/v2\/tags?post=3874"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}